Technology built for the financial institutions shaping Africa's future
An African company building modern financial technology infrastructure for African financial institutions.
Why we exist
Modern core banking technology has been out of reach for many African financial institutions. Tera Banking exists to make it accessible — regardless of an institution's size or budget.
Our mission
To make modern Core Banking technology accessible to financial institutions across the region, with an open and adaptable foundation.
African roots
An African company, for Africa — with local knowledge of BCEAO regulation, languages, field practice and the operating realities of financial institutions.
Technology philosophy
Full mastery of the technology by the team, and shared, open evolutions that benefit the wider ecosystem.
The expertise behind TeraBanking
Tera understands banking technology because its expertise combines banking knowledge, microfinance experience and technology execution — approaching the problem from both sides: the institution and the technology.
Banking expertise
Understanding of banking operations, products, processes and institutional requirements.
Microfinance expertise
Understanding of the realities of institutions operating close to underserved customers and entrepreneurs.
Technology expertise
The ability to translate those operational realities into practical, reliable digital infrastructure.