A modern core for modern financial institutions
The operational foundation of the platform — everything else connects to it.
Financial institutions need one reliable view of customers, accounts, savings, credit and transactions as activity grows across teams and locations. TeraBanking helps bring these day-to-day relationships into a consistent operating foundation — so teams can serve customers with greater continuity, visibility and control.
The core is the foundation. Everything else connects to it.
Members & accounts
- Customer / member management
- Accounts and savings
- Loans and products
- Branch and network management
Operations
- Accounting
- Configurable workflows
- Reporting
- Multi-branch, multi-tenant
Lending controls
- Guided credit workflow with multi-level approval
- Automatic TEG check against the BCEAO ceiling
- Linked blocked savings
- Group / tontine management
Conventional and Islamic finance
Core Banking supports both conventional products and Islamic finance capabilities — including Mourabaha and Ijara — with separate charts of accounts. This is a platform capability; it is not a claim of Sharia certification or regulatory approval.
A foundation that grows with the institution
A reliable core lets an institution manage customers, accounts, savings, credit and reporting as it grows. A stronger foundation helps institutions serve more customers and extend their reach — without rebuilding their core systems at each stage.