Technology designed to evolve
An open, modular, API-enabled foundation — with a clear separation between what is architecture and what requires validation.
Foundation
- Open technology
- Modular architecture
- Multi-tenant
- API connectivity
Trust
- Interoperability
- Security & resilience
- Sovereign cloud
Open technology foundation
TeraBanking is built on an open, standards-based technology foundation. What the institution adopts is the platform and its capabilities — TeraBanking — delivered and supported by Tera.
Modular & multi-tenant
Modules can be added as needs grow, and a single instance can host multiple institutions or branches.
API connectivity & interoperability
Open APIs and a payment hub are designed to connect with external payment infrastructure and third-party systems.
Security & resilience
Security and operational resilience are foundational. The platform is built around encryption in transit and at rest, a complete audit trail and institutional access controls — security treated as a core requirement of a regulated financial institution, not an afterthought.
Sovereign cloud infrastructure
We provide UEMOA institutions with fully sovereign, secure and scalable cloud infrastructure — designed for compliance and performance — keeping data and operations under institutional control.